1. Information Purpose and Limitations

The information contained on the Senior Car Insurance Sweden website (the "Service") is for general information purposes only. The information is provided by Senior Car Insurance Sweden ("we," "us," or "our"), and while we endeavor to keep the information up to date and correct, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability with respect to the Service or the information, products, services, or related graphics contained on the Service for any purpose.

Any reliance you place on such information is therefore strictly at your own risk. In no event will we be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this Service.

2. Insurance Advice Disclaimer

The content of this website should not be considered as financial or insurance advice. We provide information and resources to help seniors understand car insurance options in Sweden, but this information should never replace:

• Professional advice from licensed insurance advisors
• Careful reading of specific insurance policy documents
• Direct consultation with insurance providers regarding their specific offerings
• Individual assessment of your personal circumstances and needs

While we strive to provide accurate and helpful information, insurance regulations, company policies, and offerings change frequently. Always verify current information directly with insurance providers before making decisions.

3. External Links and Third-Party Content

Through our Service, you may be able to link to other websites that are not under our control. We have no control over the nature, content, and availability of those sites. The inclusion of any links does not necessarily imply a recommendation or endorsement of the views expressed within them.

Every effort is made to keep the Service up and running smoothly. However, we take no responsibility for, and will not be liable for, the Service being temporarily unavailable due to technical issues beyond our control.

Information provided by external links to other websites, including but not limited to Swedish government websites, insurance provider websites, and third-party information resources, is not within our control. We cannot guarantee the accuracy or completeness of information on linked sites.

4. No Insurance Products Sold Directly

Senior Car Insurance Sweden does not sell insurance products directly. We provide information and guidance about insurance options available from various Swedish insurance providers. When you choose to pursue an insurance policy based on our recommendations:

• The contractual relationship is formed between you and the insurance provider, not with us
• All terms, conditions, and limitations of coverage are determined by the insurance provider
• We may receive compensation from insurance providers when you purchase policies through our recommendations
• Such compensation does not affect the premium you pay or our commitment to providing unbiased advice

5. Health Information Disclaimer

Our Service may contain information about health considerations related to driving and insurance for senior citizens. This health-related information:

• Is provided for general informational purposes only
• Is not a substitute for professional medical advice, diagnosis, or treatment
• Should not be used to self-assess your fitness to drive
• Should never be used to disregard professional medical advice or delay seeking it

Always consult with qualified healthcare professionals regarding any medical conditions that may affect your driving ability or insurance eligibility. Swedish law requires drivers to report certain medical conditions to the Swedish Transport Agency (Transportstyrelsen), and our general information does not replace these legal obligations.

6. Currency of Information

The field of insurance is constantly changing, with new products, regulations, and industry practices emerging regularly. We strive to keep our information current, but:

• Information on this website may not reflect the most current developments
• Insurance offerings, discounts, and eligibility criteria change frequently
• Swedish regulations regarding insurance and driving requirements may change
• We update our content periodically, not continuously

Always verify information directly with insurance providers and official sources before making decisions based on information found on our website.

7. No Guarantees

While we provide information about potential discounts, coverage options, and insurance strategies for senior drivers, we cannot and do not guarantee:

• That you will qualify for any particular insurance policy or discount
• The premium amount you will pay for any insurance coverage
• That any recommendations will result in savings compared to your current insurance
• The outcome of any claims process or dispute with insurance providers

Insurance eligibility, premiums, and coverage depend on individual circumstances, driving history, health status, and other factors that vary from person to person.

8. Reservation of Rights

We reserve the right to:

• Change this disclaimer notice at any time
• Change the information on our website without notice
• Remove or modify content at our sole discretion
• Discontinue the Service temporarily or permanently without notice

Continued use of the Service following any changes constitutes acceptance of the updated disclaimer.

9. Contact Information

If you have any questions about this Disclaimer, please contact us at:

• Email: [email protected]
• Phone: +46 70 123 4567
• Address: Stockholm, Sweden

10. Governing Law

This Disclaimer shall be governed by and construed in accordance with the laws of Sweden, without regard to its conflict of law provisions.